Vacations, new cars, fancy hotels, eating out! We all dream about such lavish desires at one point or another in life. We all love vacations. I like traveling and I always fancied traveling for a […]

I grew up in rural Nepal, far away from big cities. My parents had a decent income in Nepali standard, I would say a middle-class income. How much is that in dollars? My dad’s highest […]

Colleges are expensive in America and most people come out of them with a large debt. But it does not necessarily have to be that way. I went to college/university for 7 years of my […]

I live in Michigan and it snows quite a lot here. Recently, I moved to an apartment less than a mile away from work. Next thing, I started walking to work about two months ago and […]

I have written before about 4% withdrawal rate. It is a considered to be a safe withdrawal rate for retirees. However, I admit that it is not perfect. Historical data for ROI and inflation I […]

I do not follow the news media. But some of that still makes it to my world once in a while. Rich people being “greedy” and paying less in taxes is sometimes reported in them. […]

Most people think million dollars is enough savings for you to retire. Personally, when I reach my first million, I will pack my bags and leave for a new adventure. Others say a million is […]