I live in Michigan and it snows quite a lot here. Recently, I moved to an apartment less than a mile away from work. Next thing, I started walking to work about two months ago and […]

I have written before about 4% withdrawal rate. It is a considered to be a safe withdrawal rate for retirees. However, I admit that it is not perfect. Historical data for ROI and inflation I […]

I do not follow the news media. But some of that still makes it to my world once in a while. Rich people being “greedy” and paying less in taxes is sometimes reported in them. […]

Most people think million dollars is enough savings for you to retire. Personally, when I reach my first million, I will pack my bags and leave for a new adventure. Others say a million is […]